Accept every way India pays.

Khatabook Pay is an RBI-authorised payment aggregator. Collect by UPI, cards, net banking and payment links through a single gateway, with fast settlements and bank-grade security built in.

Authorised by the Reserve Bank of India as a Payment Aggregator, Licence No. 306/2026.

0%Transaction fee in early access
T+1Settlement to your bank
PCI DSSLevel 1 compliant
Acme Store Order #KP-10427
Secure
Amount payable
₹2,499
GPay PhonePe Paytm + more
Secured by Khatabook Pay
Payment receivedSettled to your bank

Works with every major card network, UPI app and bank

Net Banking

Every way India pays, in a single gateway

Plug in the modules you need today and add more as you grow. From collections to payouts and reconciliation, Khatabook Pay powers high-performance payments everywhere you do business.

UPI Gateway

Collect payments from any UPI app with intent, collect and QR flows built for scale.

Cards & Net Banking

Accept credit and debit cards, net banking and wallets from every major Indian bank.

Recurring Payments

Set up UPI AutoPay and e-mandates for subscriptions and automated collections.

Instant Payouts

Disburse to any bank account or VPA in real time, with status tracked end to end.

Scanner

Dynamic and static QR codes for in-store and on-bill collections, ready to print.

Ledgers

Real-time balances and a complete audit trail for every transaction and settlement.

A payment gateway that works for your margins

Transparent pricing, reliable infrastructure and bank-grade security, designed for India's businesses from the first transaction to scale.

0% fee early access

Process payments at 0% fees during early access, with an introductory cap applied.

Reliable by design

Smart retries, webhooks and a real-time dashboard keep success rates high and you informed.

Fast settlements

Money reaches your bank account quickly, with instant visibility on every payout.

Serious security

PCI-DSS compliance, tokenization, 3-D Secure and real-time fraud controls on every transaction.

Security you don't have to think about

Industry-standard protocols, regulatory alignment and real-time monitoring protect every payment, so you can focus on your business.

PCI-DSS compliant

Industry-standard security for payment processing with comprehensive compliance.

3-D Secure & tokenization

Advanced authentication and network tokenization for secure card transactions.

RBI-aligned governance

Regulatory compliance with Reserve Bank of India guidelines and controls.

Real-time fraud detection

Instant fraud monitoring and transaction velocity controls for maximum security.

Khatabook Technologies Private Limited

Khatabook Technologies Private Limited (KTPL) operates Khatabook Pay, a Payment Aggregator authorised by the Reserve Bank of India (Certificate of Authorisation No. 306/2026). We help Indian businesses accept and move money securely, in line with the RBI's Payment Aggregator guidelines.

Ready to start accepting payments?

Join early access and process payments at 0% fees, with priority onboarding and hands-on help to go live fast.